I call the original insurance company after having spectacularly dumped them following a dalliance with an internet bargain site.
"Hi, I er, cancelled my policy and incurred a tonne of charges on Saturday. Any chance I can restore my original policy, get a refund on the charges and continue cover on my new vehicle like nothing ever happened?"
Insurance lady "Let's see"
Me " It's nothing personal"
IL "Oh, I'm taking this personally, I'm so upset right now that I'll go home tonight and cry and cry and then I'll drink a bottle of wine or three and then perhaps do something stupid like kill myself. I'm that upset and it'll be your fault".
She actually said that.
She proceeds to go over my details, my wife's details and certain aspects of our personal life.
IL "Right, you want to transfer from a Peugeot 106 to a Vauxhall Zafira?"
Me "Yeah, we're expecting twins"
IL "Umm, That would be fun in a 106"
Me "Yeah, hence the upgrade to the Zafira" (DUUUH!!)
IL " I see it's your wife's birthday soon, that's nice"
Me "Yep, better get her something nice"
Me "I'm haggling for cheaper car insurance, I used to drive an old Peugeot and you think I can afford diamonds?"
IL " Call it a woman's instinct, she'll love them"
Me " No way! Not now"
IL "Find a way"
Needless to say I was right to flirt with the internet, even following the charges and fees for breaking a contract I still ended up a tenner better off.